5. Home Cooked Meals

Takeaways on the way home from a busy day at the office and a late day getting home may seem like a fantastic time saving option in the short term, but in the long run it eats heavily into your budget and starts to affect the tightening waistband on your jeans as fast food is loaded with fat

. Take the time to do a bit of planning, shop in advance and cook meals at home.

If you are clever you can cook double and still have enough for dinner the next evening or even lunch the next day. Doing a big cook on the weekends and freezing meals into portions is a great time and money saving exercise at home.

TV