If you live at the limit of a bank account overdraft, the smallest mistakes can have a big impact in the following months. If you go over your overdraft limit by any small amount, you will usually incur a significant fee, and if you don’t know when this fee will be charged to your account, it could take you over your overdraft again, putting you in an even worse situation. Snowballing fees are a big problem for many, but the solution is simple: know exactly when your fees will be charged to your account and make sure you have the funds to pay for it. Obviously, you should also do your best never to go over your overdraft in the first place. If you are facing troubles, get in contact with your bank – they can often help you by reducing or removing the fees.