2. Create a Plan

Do you have a trip that you’re saving for? A Christmas gift? Or maybe you just want a rainy day fund? You know your income so plan out the amount of money you are willing to set aside per paycheck that won’t break your bank. Your goal has to be realistic. If you know setting aside $200 per check would leave you short on your rent, it may not be the best idea. Set aside a realistic amount that suits your budget the best.

Cut Back on the Unnecessary Things
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