49. Make the Most of Reward Cards

Checking account and credit cards these days come with numerous rewards that present points towards cheaper travel, hotel accommodation, cut flowers, dining out, theater, concerts or movies.

But there are also the reward or loyalty cards offered by supermarket chains and coffee shops.

There are various apps that will consolidate cards so you won't have to carry them around with you all the time and don't miss out on great offers.

Savings can be substantial if you shop responsibly with your reward cards.

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