20 Ways to Cut Back on Spending ...

I’m always on the lookout for ways to cut back on spending to save a few pennies! Being frugal is one of my favorite things to do, and over the years I have learned many different ways to cut back on spending-without having to sacrifice necessary items or the things I really enjoy having. Keep on reading to learn my secrets and what I do to keep my wallet limited and my savings account happy!

1. Avoid Impulse Purchases

So many #things we buy are impulse purchases! One of the ways to cut back on spending is to really stop and think about a purchase before you complete it. Do you really need it? Will you use it? Can you afford it? Would you rather have the item over the #money you could save on it? If you can answer these questions with a yes, then go for it! Otherwise, put it back.

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