20 Ways to Cut Back on Spending ...
I’m always on the lookout for ways to cut back on spending to save a few pennies!
Being frugal is one of my favorite things to do, and over the years I have learned many different ways to cut back on spending-without having to sacrifice necessary items or the things I really enjoy having.
Keep on reading to learn my secrets and what I do to keep my wallet limited and my savings account happy!
1. Avoid Impulse Purchases
So many things we buy are impulse purchases!
One of the ways to cut back on spending is to really stop and think about a purchase before you complete it.
Do you really need it?
Will you use it?
Can you afford it?
Would you rather have the item over the money you could save on it?
If you can answer these questions with a yes, then go for it!
Otherwise, put it back.