20 Ways to Cut Back on Spending ...


Iโ€™m always on the lookout for ways to cut back on spending to save a few pennies!

Being frugal is one of my favorite things to do, and over the years I have learned many different ways to cut back on spending-without having to sacrifice necessary items or the things I really enjoy having.

Keep on reading to learn my secrets and what I do to keep my wallet limited and my savings account happy!

1. Avoid Impulse Purchases

So many things we buy are impulse purchases!

One of the ways to cut back on spending is to really stop and think about a purchase before you complete it.2

Do you really need it?

Will you use it?

Can you afford it?

Would you rather have the item over the money you could save on it?

If you can answer these questions with a yes, then go for it!

Otherwise, put it back.

2. Shop Secondhand

Thrift stores are a great place to find bargain buys on almost anything, from clothes, to home dรฉcor, to furniture.2

If the thought of shopping at a secondhand store doesnโ€™t sit well with you, remind yourself that if you can save money, it may be worth it!

You can always wash and sanitize things you find to bring home if that brings you any peace of mind.

3. Use a Clothesline

If you live in a place where you can use a clothesline, donโ€™t hesitate to try this awesome tip!

Using a clothesline can slash your utility bill by 10% or more, depending on how often you use your dryer.

And just think of the energy you will save!2

4. Join Rewards Programs

One of the niftiest ways to cut back on spending these days is to join rewards/benefits programs!

Most drugstores or grocery stores have some type of savings plan, just ask the cashier when you check out!2

And there are plenty of online rewards programs, such as Swagbucks or travel rewards.

Get signed up, and take advantage of these awesome offers!

Try Swapping Instead of Shopping
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