9. Claim Single, Zero

This one's going to sound really strange, but bear with me.

If you typically claim single, one dependent on your taxes, why not claim single, zero dependents?

More taxes will be taken out of your paycheck each week, and because you're paying more - sometimes FAR more - than you need to, you'll get it all back at the end of the tax year.

You probably won't notice much of a difference in your weekly take-home pay, but you will definitely notice a difference in your annual tax return.

Some will argue you'd be better off putting that $20 a week in your own bank account, rather than letting the government collect interest on it, but if you're not the best at saving money, this works really well.

What other strange but effective ways do you save money?

Let me know...

I'd love to save more!

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