7 Budgeting Tips to save You Money ...


Budgeting Tips are a great way to help you start saving. There are plenty of ways to save money but clever and thoughtful budgeting tips are often ignored. So much of the advice youโ€™ll find about saving money focuses on dealing with things as they arise but with some aforethought, you can avoid having to scrabble around in the future. With some simple planning you can not only avoid some nasty surprises but also smooth out your expenditure more evenly over the year. Here are 7 budgeting tips to save you money.

1. Manage Those Credit Cards

One of the best budgeting tips to save money is to have good credit card management. So many people forget that when you hand over the plastic, it is money and you do actually have to pay for it. Remember too, it may seem convenient at the time but you pay for that convenience in the form of interest. One definite way to save money if you donโ€™t like using cash is to not have a credit card but switch to a prepaid one. This is a card you load up with your own cash. This means you can only spend what you have and you pay a minimal price for having the card. If you feel you canโ€™t get rid of the credit card then shop around to make sure you have the best deal. Two things to check out are balance transfers and lower APRs. Cards with longer term 0% interest are a big favorite with card issuers right now โ€“ take advantage of them.

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