Clueless about Credit? 7 Tips to Boost Your Knowledge ...


If you're clueless about credit, you've probably made a few credit mistakes. Maybe you didn't pay bills on time, or maybe you accumulated massive credit card debt. As a result, you might suffer from a damaged credit score. Nobody is born knowing how to manage his or her credit. So we have to educate ourselves. If you're clueless about credit, here are seven tips to boost your knowledge and make smarter decisions.

1. Take a Financial Literacy Course

You don't have to major in economics to learn personal finance. After a quick online search, I found that many lifestyle centers, community colleges and churches offer financial literacy courses that can be completed in a few days or over a couple of weeks. These courses teach basic credit and money management, such as how to budget, the importance of saving and how to build a strong credit score.

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