7 Hints for How to Avoid Money Collections at Work ...


Are you wondering how to avoid money collections at work? In many workplaces it seems that the collection envelope is passed around daily for birthdays, weddings, engagements, and new babies. If you work in a large office this can get pretty expensive, and you may feel pressured to contribute even though you don't want to or can't afford to. It's particularly annoying if you hardly know the person being collected for. So here are some tips on how to avoid money collections at work …

Thanks for sharing your thoughts!

Please subscribe for your personalized newsletter:


Can't Afford It

If you're wondering how to avoid money collections at work because it's getting too expensive, tell people that you can't afford to contribute. Collections should be voluntary, so you shouldn't be forced to give. We've all got more important things to spend our money on - whether that's your rent or more frivolous things, you don't have to explain any further.


Gather Reinforcements

Your co-workers may secretly be wishing that somebody would speak up and put a stop to collections. So sound them out and see if everyone is as fed up as you are; you may succeed in gaining a majority agreement that such collections should stop. The more people who express a wish for collections to cease, the better.


Opt out

You could also make it clear that you don't want to be the recipient of collections yourself. If you say that you don't want any collections for your birthday etc, then you can't be expected to give towards others.


Expressing your personal preference for opting out of gift collections can set a precedent that fosters mutual respect. Be consistent and polite when you communicate this to your colleagues. Consider suggesting that everyone has the option to participate or not, without facing any pressure or judgment. This way, you're contributing to a work environment that values individual choice and financial comfort, which can be especially important for those who are budgeting or have other financial commitments. Remember, it's about the freedom to choose without compromising workplace harmony.


Simply Decline

Did you know that you can simply say no when the collections envelope comes round? Yes, really you can! You don't even need to say that you can't afford it (although that helps if you're not very assertive). In fact, it's best to say no, you won't be contributing, as seasoned collectors may use any excuses, such as not having any cash on you, as a reason to come back later.


Don't Feel Guilty

If you don't want to contribute to someone's present, don't feel guilty. You earn your money and can spend it how you wish. It's perfectly reasonable not to want to part with it for birthdays, weddings and baby showers for all your co-workers. You can always sign a card to wish them a happy birthday or good luck for their wedding. Or just give them your good wishes directly.



If the pressure is coming from your bosses to contribute to collections 'because it's good for staff morale,' you could be a bit sneaky and say that you're willing to give to collections if the company matches the total raised by staff. You may find that they suddenly lose interest in the idea!



If you do think it's nice to acknowledge someone's birthday or special event, you could set some limits for yourself. For example, only give to close co-workers, or occasional events like weddings or babies. Or keep costs down by only chipping in a couple of dollars, or sending a card.

Collections are a nice idea, but can quickly get out of control and end up costing you hundreds of dollars over the year. So don't feel bad if you don't want to contribute, especially if you can't afford to. Does the collections envelope get passed round practically every day where you work?

Feedback Junction

Where Thoughts and Opinions Converge

Isn't she from 12 years a slave?

Related Topics

how to live on half your income freeloading friend signs of a frugal person spending personality freehost valencia why debt is bad why credit matters once you know how to ____________ money your money will not take control of you or your life. where can i get help with money cash money marvelous

Popular Now