7 of the Best Credit Cards for Students ...

If you're a college student looking to build credit, here's a look at the best credit cards for students. When choosing a credit card, it's important to select one that matches your lifestyle and spending pattern. This way, you can benefit the most from having an account. But some young adults make the mistake of choosing any type of credit card. This approach, however, doesn't always work. Here are seven of the best credit cards for students.

1. Citi ThankYou Preferred Card for College Students

The Citi ThankYou Preferred Card is one of the best credit cards for students. Apply for this card and you'll receive 2500 bonus points after spending $500 within the first 90 days. You'll also earn two points for every dollar spent in select categories, such as dining and entertainment. You'll pay 0% interest on purchases for the first seven months, and there's no annual fee. The regular APR starts at 13.99%

2. Discover It Chrome for Students

Apply today and get $20 cashback when you make your first purchase within three months. You'll also earn 2% cashback up to $1,000 on purchases at restaurants and gas stations every quarter. Additionally, you'll earn 1% cashback on all other purchases. The regular APR starts at 12.99%, and there's no annual fee.

3. Journey Student Rewards from Capital One

Earn 1% cashback on all purchases, and if you pay your credit card statement on time, you'll earn an additional 25% bonus every month. There's no annual fee and the regular APR starts at 19.8%.

4. Discover It for Students

Discover card has two credit cards that cater to college students. Apply for this credit card and you'll pay no annual fee, no overlimit fee and no foreign transaction fee. Earn 5% cashback in select categories each quarter, and 1% cashback on all other purchases. Enjoy 0% interest on purchases for the first six months. The regular APR starts at 12.99%. There's no annual fee.

5. Capital One Secured MasterCard

If you're looking to build credit, consider a secured credit card. Apply today and you may qualify for a credit line up to $3,000. Make timely payments and you'll be eligible for credit line increases. This credit card reports to the credit bureaus each month. Use your card wherever MasterCard is accepted. There's a $29 annual fee.

6. USAA Secured Platinum American Express Card

Open this secured credit card account with only a $250 minimum deposit. When you open your account, your security deposit is placed in a two-year certificate of deposit. Your money will earn interest; and once you demonstrate a history of timely payments, you may qualify for an unsecured credit card. The regular APR starts at 9.90%. There's a $35 annual fee.

7. First National Bank Secured Visa Card

Get started with a security deposit between $300 and $5,000. The bank reports to the credit bureaus on a regular basis, so paying your bill on time can build or increase your credit score. After 11 months of on–time payments, you may be eligible for an unsecured card with First National Bank. There's a $29 annual fee.

If you're a college student, you shouldn't be afraid of credit. Actually, college is the best time to build your credit history. However, it's important to choose the right card for your lifestyle. Do you think college is the best time to build credit?