10 Reasons Why I Don't Have Money ...

When I found myself asking "Why don't I have any money?" the first thing I looked at was my caffeine habits. I have a coffee pot at home but I crave lattes, woe is me! I realized that I spend around $10 per day on coffee and I could buy a bag of coffee for that price! I invested in a cute travel mug and make my own skinny lattes now.

I forget to pay bills every now and then. This meant a ding on my credit along with late fees. I enrolled in auto-pay so now my bills are automatically deducted from my account and it’s one less thing to remember!

It’s fun to take a break and go out for lunch with co-workers, but it’s another reason why I don’t have money. I once sold a purse to buy dinner because I was so broke from eating out all the time, true story. Don’t be like me and pack a lunch.

I bought separate water bottles for work, the gym, etc. and it added up. So, I invested in a reusable filtered water bottle and fill up at the water cooler at work and avoid dehydration. Expensive water bottles are no longer the reason I don’t have money. You'd be amazed at how changing a few things like this can make saving money much easier.

I had a free trial for these premium channels and then never unsubscribed after the trial ended. I enjoyed the entertainment, but I learned that I can get the same movies and shows through Netflix or Redbox. Now, I watch a movie for a dollar and still get my Ryan Gosling fix.

I consider myself a free spirit who was also free with money; this might be the main reason why I don’t have money since I was spending money without thinking about it. Now I record everything I buy and owe and track every dollar.

If you want to learn how to save money, check your closet. I liked to treat myself to new clothes when I had a bad day or a good day, I was out of control. I learned to recycle outfits and layer clothes for new looks. Even if I’m broke, I don’t have to look like I don’t have money.

I like my cocktails but don’t like fussing over the check when I’m tipsy; so I picked up the bar tab a lot. This totally made me broke and a huge reason why I didn’t have money.

I went through a period where I was charging everything, even groceries. I was charging the basics due to not having cash.. Nowadays, if I can’t get it with debit, I go without..

Designer jeans and purses are nice but buying brand name cheese and soup is unnecessary. Generic brands are just as good as the brand names and cost much less moolah.

I hope you learned from my money mistakes or already knew better. Now I know why I don’t have money and spend wisely. Do you have any tips on how to save money?

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