3. Risks the Friendship

You might want to help a friend out, but if you do, your friendship could be put at risk. They may resent being reminded to pay the money back, even though you are in the right. If you don't get the money back, it ruins the friendship - how could you trust them again? Of course, they shouldn't really ask - and if they do, they should accept your decision if you decline.

They Don't Learn
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