7 Reasons You're Not Rich Yet..and May Never Be ...


You may dream of a life where you're financially independent. In this fantasy, you have plenty in the bank and free time to explore your passions or travel the world. Money doesn't make us happy, but it certainly gives us options and it can reduce financial stress. But although you want to reach a point of financial freedom, there are reasons you're not rich yet -- and these are the same reasons you may never be rich.

1. You Spend like You're Rich

Excessive spending and living above your means might be the reason you're not rich yet. Building wealth takes time. You need to save your money and you need to choose investments that offer the highest return on your money. But if you're too busy shopping, going on vacations and spending your money frivolously, you'll never save enough to be financially independent.

You Don't Have a Financial Plan
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