3. Reward Credit Cards

Reward credit cards let you earn points, miles or cashback for every dollar you spend at retail stores. The more you use these credit cards, the more reward points you earn. Since reward points can be redeemed for air travel, hotels, gift cards, merchandise, cash and statement credit, these cards are perfect for people who use credit cards regularly. And because these credit cards get heavy use, most users pay off their cards every month to avoid debt.

Secured Credit Cards
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