7. Retail Store Credit Card

If you have a retail credit card, you're loyal to a particular store, and you probably shop at this store more than others. As a cardmember you might be eligible for free shipping or deferred billing.

Since retail store accounts have higher rates than major credit cards, you might pay off your balances every month to avoid high interest charges.

Our credit cards say a lot about our spending habits and credit lifestyle. In fact, it's important to choose the right card based on how we spend and what we consider important. What does your credit card say about your spending personality?

Explore more ...