2. Which Gender Pays More for Car Insurance?
Now that you know males are the riskier drivers, it should come as no surprise that females usually have cheaper car insurance rates when compared to males. However, the rate gap between genders does decrease with age.
While male teenagers buying their own policy tend to pay at least $1,000 more than female teenagers, there is little to no difference in average rates between 60-year-old males and females.
Of course, these differences are based on rate averages for males and females that have the same driving record. There are always exceptions. For example, a female with accidents on her record will pay more than a male with a clean driving record.
Still, in general, you will find that a male driver usually pays slightly more than a female driver due to gender profiling data.
States that Have Outlawed Using Gender to Determine