If you want to add a new credit card to your mix, you need to research the best reward credit cards. These cards let you earn points or cash back with every purchase. It's an excellent way to save on future purchases and make the most of your credit card experience. But with so many options, choosing the right credit card can be tricky. To help with your search, here are seven of the best reward credit cards.
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1. Capital One Venture Rewards Credit Card
If you're looking for the best reward credit cards, apply for the Capital One Venture rewards card. With this credit card you can earn unlimited 2x miles on every purchase. There's a one-time bonus of 40,000 miles when you spend $3,000 on purchases within the first three months of opening an account. That's the equivalent of $400 in travel. You'll pay no annual fee the first year, and $59 every year thereafter. Plus, you'll enjoy a low APR starting at 13.9%.
2. Chase Sapphire Preferred Card
Apply for this credit card and you'll also earn 40,000 bonus miles when you spend $3,000 in the first three months. You can earn double points on travel and dining out at restaurants, plus one point for every dollar on all other purchases. Pay no annual fee your first year, and then $95. Interest rates start at 15.99%.
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3. Citi ThankYou Preferred Card
Apply today and receive 20,000 bonus points after spending $1,500 within your first three months. You'll enjoy 0% interest on purchases and balance transfers for the first 12 months. Plus, there's a regular APR as low as 12.99%. There's no annual fee.
4. BankAmericard Cash Rewards Credit Card
Are you looking for a cash back credit card? If so, apply now and enjoy 1% cashback on purchases everywhere, and up to 3% cashback in select categories. There's no annual fee, plus you can enjoy 0% interest on purchases and balance transfers for the first 12 billing cycles. Receive a $100 cash reward after spending $500 with the card in the first 90 days.
5. Chase Freedom
Spend $500 within the first 90 days of opening an account and you'll receive a $100 bonus. Earn 5% cashback on rotating categories, such as groceries, gas and restaurants. Enjoy 0% interest on purchases and balance transfers for the first 15 months. There's no annual fee, and the interest rate starts at 13.99%.
6. Discover It
Apply for a Discover IT credit card and enjoy 0% interest on purchases for the first six months, and 0% interest on balance transfers for the first 18 months. Earn 1% cashback on all purchases, and 5% cashback in select categories. Shop online and earn 5% to 20% cashback at more than 200 online retailers.
7. Gold Delta SkyMiles Credit Card from American Express
Are you a frequent flyer? If so, apply today and receive 30,000 bonus miles after spending $1,000 in the first three months. There's no annual fee the first year, and then $95 for each year thereafter. Interest rates start at 15.24%.
When choosing a rewards credit card, choose a card that matches your lifestyle and spending habits. Whether you're interested in points or miles, you can redeem your rewards for gift cards, travel, merchandise and more. Will these recommendations help you choose your next credit card?
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