4. The Power of Lists

Make a list! Write down everything that you usually pay for in a month (rent, groceries, etc.) For things that you don’t know an exact number, like groceries, just estimate as close as possible. And when in doubt I’d round up. Once you’ve made your list, look at it and see where you can cut down. You should try the app Mint – it lets you create that type of list and then you can file your expenses into their appropriate categories.

Set Spending Limits
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