Do you ever think that your life would be so much better if only you had more money? We often wish for a lottery win or sudden windfall, believing that if we had plenty of money we could solve all our problems. But money is not the answer to all your dreams, and here are some reasons why …
1. Old Habits
If you have money problems, you need to consider why. Is it because you have been extravagant or don't know how to manage your money? Are you living beyond your means? A sudden cash injection won't help if you just continue with old spending habits, as you'll probably spend what you have (and more) instead of using the extra cash to get yourself out of debt.
2. Money Can't Fix Everything
Yes, there really are some things that money can't solve. In fact, there are plenty. Money is a useful tool, but it can't work miracles. It has to be used the right way to be effective. You can throw money at something, and it still won't work - if you're not going about it the right way.
3. Increased Lifestyle
Most people who find their income increasing adjust their lifestyle upwards accordingly. If they've got it, they spend it. So if they get a substantial pay increase they move to a more expensive apartment, instead of maintaining their previous standard of living and saving the extra money. So they learn nothing from the improvement in their circumstances, and become used to a better standard of living - which means trouble when the money runs out.
4. Not Dealing with the Issues
So you think that if only you had the money you could sort out a problem. But spending money on something can mean that you're not dealing with the real issues. It can be like putting a sticking plaster on the problem - and sooner or later the plaster will fall off. Ask yourself if by focusing on money you're ignoring the real issues that are going on.
5. Unhappy inside
Think of how many people go shopping when they're unhappy. They think that spending will make them feel better. It may do so temporarily, but that feeling won't last. Money will not make everything better if you're unhappy inside, so work on fixing yourself.
6. Not Worth It
You've probably heard the phrase 'money pit' to describe a house that sucks up all your money because it needs expensive repairs. Money doesn't solve a problem if the problem isn't worth spending money on.
7. The Rich Have Problems Too
If you look at the rich and famous, and think how their lives must be perfect, you'd be wrong. Rich people have problems too; perhaps more, as they've got all that money to manage! Wealthy people get sick, have relationship problems and get stressed at work. Money doesn't make your life perfect …
So don't spend your life wishing that you could get hold of more money to solve your problems. Money isn't always the answer to your prayers, and may not be the issue in the first place.. Often there needs to be fundamental changes in your outlook or lifestyle, rather than throwing money at the problem. How much money do you think you would need to make your life better?