This is All You Ever Need to Know about Student Loans πŸ«πŸŽ“πŸ’Έ ...


We need to have a talk about student loans. You know why? Because student loan debt is pretty much an epidemic for our generation. Kids are getting themselves tens and hundreds of thousands of dollars πŸ’΅ in debt before they're even people yet. They're going into debt as they're trying to become who they want to be when they grow up. In spring of 2016, graduating seniors carried an average of around $37,000 in student loan debt. As a result, most of them will pay almost $300 a month πŸ“… for the next decade. We grew up with this idea that our parents, grandparents, aunts, uncles, fake aunts and uncles, friends, our parents' work colleagues, and all these other people had been putting money πŸ’· into a mystic, mythic college πŸŽ“ fund since the day we were born. That was very rarely the case. The majority of us rely on federal loans, grants, and the odd scholarship. We pray πŸ™ to the great god FAFSA – and we pay for a long, long time. Remember, though, that knowledge πŸ“— is power ✊ – and fortunately, this knowledge πŸ“š is free.

1. It All Begins with a Question: do You Really Need Any Student Loans?

You really might not need them. It's possible you can cover the cost yourself. For instance, if you choose to take prerequisites at a community college, then transfer to a four-year university, or if you can get everything you need at a two-year college, you might be able to pay your own way quite easily. There are also scholarships in the unlikeliest of places as long as you're willing to do the legwork and search for them. You can get a job, start saving in high school, sell something or start a small side business, and you can also request that all birthday πŸŽ‚ and holiday πŸŽ‡ presents be cash πŸ’² gifts because every little bit helps.

Find out Exactly What Types of Loans Are Available to You
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