You’ll read plenty of advice about money (unless you have a laissez-faire attitude and don’t much care). Essentially, though you can distill all this advice into some key points that will hold you in good stead throughout your life, whether you have a little money or a lot.
1. Understand Your Spending Habits
Unless you know what household and personal expenses you've actually got to cover, you won't know how much spare cash you have to spend, save or invest. Sounds obvious, but most of us have no idea how much we spend each week on food, heating, going out, clothing etc. You don't have to pull your belt tighter and feel deprived. It's just a question of seeing where your money goes and how small economies here and there will leave you with spare cash you could invest rather than squander. Set up a realistic budget and when you have disposable income, build in savings and the occasional treat or splurge.