Frugal women often have lots of money.
That’s because they’re so careful with how they spend.
This’s the inside scoop on their personal habits.
You can adopt them as your own and become someone who always has their finances in order, too.
1. Bills First, Shopping Second
Frugal women have a philosophy.
They always pay their bills before they shop for anything besides the necessities.
It’s not the most fun-filled plan and takes some self-discipline to achieve.
But they don’t receive late or disconnect notices which carries it’s own kind of satisfaction.
You’ll notice frugal women may not spend as often or as carelessly as others do but they do still purchase things they enjoy.
2. They do Their Homework when It Comes to Big Purchases
So a frugal woman probably isn’t going to spend an hour researching a nail polish 💅 purchase.
But when it comes to a big ticket item such as a television or maybe even a flat iron, she’s not going to shell out cash without doing her homework.
It’s not uncommon for a frugal woman to read reviews for information on quality and performance before making a purchase.
Warranties are also something frugal women pay careful attention to.
Doing your homework pays off in making sure you have a high quality item for a long period of time.
3. They Don’t Go into Debt Unnecessarily
Debt is something most of us have to use at least on occasion.2
This includes frugal women, too.
However, they don’t go into debt if it’s not necessary.
They use other methods when possible such as saving for something or settling for a version they can actually afford without going into debt.
They only borrow when it’s truly necessary.2
4. Saving is Part of Their Financial Plan
How many of us are actually as good at saving as we should be?
I have a feeling that a lot of us could work on this.
Saving is part of a frugal woman’s financial plan.
She saves for emergencies, retirement and even fun things like a vacation or a new purse 👜.2
Brainstorm for ways you can start saving, even if it’s only a very small amount.
