I have always had trouble saving up money, until I’ve figured out certain strategies and ways to start saving. It’s not easy to always be saving, but it's totally worth it. The smallest strategies will make you see a difference in your bank account! Here are my tips on ways to start saving.
1. Savings Account
The first and the best of ways to start saving is of course to create a savings account. A savings account will make it easy to start saving. This is because for one, you won’t be able to use your savings when using your debit card. Also, it will make it easier to build your savings account and watch the number grow. That’s the best feeling in the world!
2. Quit Online Shopping
Another way to save up is to quit online shopping. Avoid browsing online stores altogether! I know that it’s fun to browse stores online but you will get tempted. Don’t say "It’s so cheap, it’s nothing," because it will add up. Stick to good old Facebook and All Women Stalk!
3. Pack Lunch and Snacks
Another great way to save money is to pack lunch and snacks. What we don’t realize is that the amount of money we pay for food adds up throughout the week. Go through your monthly statement for your bank account and calculate the amount you’ve spent on food. You won’t believe it! An easy way to avoid this is to pack your lunch for school and work, and snacks just in case.
4. Don’t Get Distracted
An important way to save your money is to avoid getting distracted. It’s really easy to give in and just buy things! Make yourself a promise to save up. Keep reminding yourself of your promise. Avoid things that will distract you like going to the mall, online shopping or even going out for dinner! Well, once in a while, of course.
5. Eat Home
Another way to save your money is to eat at home. If we don’t blow our money by shopping for clothes or makeup, we surely spend it on food. Like I said earlier, most of us don’t even realize how much we spend on food! It is so simple to avoid that by choosing to eat at home or packing lunch. Take advantage of that and learn to cook or bake!
6. Carry Cash
Carrying cash is another way to save up. I’m not going to tell you to never shop or go out for lunch. But if you do, an easy way to spend less is to carry cash. Carry the amount of cash you think you’ll need and leave your debit card at home. This way you won’t spend loads of money and can’t get distracted. And remember, the less the better!
7. Be Cheap!
Last but not least, my favorite way to save up is to simply be cheap. As funny as it sounds, being cheap is literally the easiest way to save up. This mindset will help you avoid spending money on pretty much anything. Saving up will be the easiest, as well as quickest, process ever. Your savings account will grow so quickly!
Those are my tips on ways to start saving! I hope you guys found this to help you and that you see how great it feels to save up. This will be so helpful in the long run. What are some ways you guys like to save up?