4. Set Goals

Saving money is challenging, you need to set goals for yourself. In other words, why are you saving – or what do you hope to accomplish by opening a savings account? Your goal might include saving for a house, retirement, a college education, a wedding or you might simply build a rainy day fund. With a goal in mind, it'll be easier to stay on the right path.

A Regular Savings Isn't Your Only Option
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