2. Buying the Essentials

Any money-conscious consumer should make the most out of value brands and bulk purchases, especially for grocery staples.

The essentials in life don’t need to be the best you can get, and many people fail to make significant savings by buying pricier foods in small quantities, as opposed to cheaper foods in bulk quantities. Consumers also fall into the weekly shop routine where they buy the same things each week without giving it much thought, but this is a mistake as it means missing out on offers and deals that can really help you to save money over time.

Credit Balance versus Bank Balance